Monestro is a P2P investment platform that provides higher-quality, more secure and lower-risk investment opportunities into high-scoring consumer loans.

Instead of promising high yield returns, at Monestro, we are focused more on providing our investors with more stable and predictable options. Thus giving you the possibilities to choose and adjust your own investment plan and have all the tools present to forecast possible outcomes.


at monestro, we believe in making loan investments more secure and transparent.

In 2020, we saw the market conditions take a turn towards ever lower returns. It seems that the only way for investors to expect their historic returns now is to look more into particular niches and investment managers. In other words, towards alternative, private and “alpha” markets where there are potential bargains. At the same time, we see that even such opportunities are too high risk and do not stable enough returns.

That is why we decided to re-analyse Monestro’s offerings and focus on an alternative investment class that still offers better returns – whilst being more stable. This is only possible by working together with high-quality Loan Originators to give investors access to secure and transparent investments.

We invite you to join us and start earning stable but higher returns, diversifying your investments with Monestro.

The story behind monestro.

Monestro was founded in 2016 in Estonia to create a more secure and lower-risk investment vehicle.

Initially, our success was hindered as the market wanted to take higher-risk and aim for even higher returns. The market started changing in late 2019, with various providers making irresponsible investments and losses. We saw a need to be better than them.

This is where we decided to adjust Monestro to the changing nature of P2P loan investment – focusing solely on working with higher-class consumer Loan Originators, taking upon more rigorous rules and Due Diligence process for the Loan Originators and becoming more transparent for our investors. Read more about our Loan Originator onboarding process here.

However, we know that investing is never risk-free. Still, we do our utmost to provide a safer and transparent environment. Read more about the risks involved with P2P investing and how we deal with them here.

At of now, Monestro works with Loan Originators that focus on the European Economic Area as well as accept investors across the European Economic Area.

Our team

Olga Jakson

Olga Jakson

Chief Executive Officer (CEO)

Ensures that the team behind Monestro would provide the best possible service to its investors. Prior to joining Monestro, Olga spent the last few years working at P2P investment company.

Olga has more than 15 years experience working within the finance industry.

She has also held positions as Corporate Relationship Manager in several Estonian banks.

Ilmar Reinaas

Ilmar Reinaas

Investor Relations Specialist

Makes sure that Monestro’s operations are stable and that every customer question gets an answer.

Prior to joining Monestro, Ilmar spent the last few years working as Accounts Payable Specialist and a Team Lead for a huge global electricity and automation company ABB AS, and in past was a Settlement Specialist for a bond market-oriented asset-management and arrangement company.

Our partners

As a part of fast growing P2P market we understand that it is essential to find partnerships with the best working solutions. As our primary goal is to bring you the best and most secure P2P investment service possible. We choose carefully, and build strong relations with companies focusing on digital innovation and growth. We believe that our partners – are essential part that makes the Monestro approach stand out among others, you can learn more about each one of our partnerships below:



need more information?


Monestro P2P OÜ
Registration nr: 12651582
Tartu mnt 83, 10115, Tallinn, Estonia

Customer Support 

Phone: +37256320304


    Invest in p2p loans, the clever way.

    Make your money work for you, become an investor in Monestro P2P Marketplace.