Monestro is not the Marketplace for the highest peer-to-peer yield. We value sustainability and offer higher quality loans with a lower interest rate (less risky). We require more security from Loan Originators than other marketplaces (see Loan Originator Due Diligence). This limits their leverage for the benefit of our Marketplace investors.
A standard funding cost in the market (how much prime Loan Originators pay for the funds from investors) is between 9-12%.