As a part of their business model, Punk finance Lithuania uses a borrower risk rating system for their loans. These risk ratings are provided by a third-party company named Scorify.
This is done in order to make the process more transparent and predictable for the Loan Originator and our investors.
The interest rate for investors will differ according to a borrower risk rate, as Punk Finance Lithuanian loans are divided by following risk ratings:
|D1-3||Must be monitored|