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What is the Premium/Discount on the Secondary Market (coming soon)?

When you sell your investment on the Secondary Market, you can do it at a premium, par, or a discount.

At par
At par (0% discount/premium) means that an investment with an outstanding value of €100 will be available to other investors to purchase for €100.

At a premium
The investment will be available to other investors at a higher price than the outstanding value. If the outstanding value is €100 and the premium is 5%, the investment will be available for €105. The seller can make a profit when the asset is sold at a premium. The buyer should consider if the premium is acceptable when looking at the forecasted return on the investment.

At a discount
The investment will be available to investors at a less than the outstanding value. If the outstanding value is €100 and the discount is 5%, the investment will be available for €95. The seller can potentially access their money faster, or exit a late loan. The buyer should consider if the risk is acceptable when looking at the loan details and forecasted return on the investment.

Please keep in mind that if you purchase loans at a premium, and the Loan Originator repurchases the loan before it has reached maturity, you risk experiencing a loss up to the amount of the premium you paid.

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What is the Premium/Discount on the Secondary Market (coming soon)?

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